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Retail Insurance in Pickerington and Lancaster, OH


As owners of a small business, Gibson Insurance Agency understands the risks facing businesses first hand.  While we are dedicated to providing businesses of all shapes and sizes with insurance, we also recognize that each business requires coverage tailored to their specific industry. From bridal boutiques to mom and pop shops, we are especially attuned to the needs of Central Ohio retail stores. We routinely provide insurance solutions to retailers in Pickerington, Canal Winchester, Groveport, Reynoldsburg, Lancaster, Grove City, and the surrounding areas.

Liability Insurance, Product Insurance, and More

Unlike other businesses, retail stores typically experience more customer foot traffic, making them susceptible to bodily injury claims. Stores must also keep their inventory protected from a multitude of exposures. At Gibson Insurance Agency, we are able to provide retail stores with the liability and product insurance they need.


Our offerings for retail stores include, but are not limited to:

Business Auto Insurance

Business Interruption Insurance

Crime insurance

Employer Gap Insurance

Employment Practices Insurance

General Liability Insurance

Identity Theft Insurance

Product Liability Insurance

Property Insurance

Umbrella Insurance


We also offer small to medium retail stores the option to bundle their coverage in the form of a business owners policy (BOP) for increased liability protection.


When matching a retail store with insurance, we review its current coverage and make appropriate recommendations. Once we have worked with a business to determine its risks and needs, we turn to carriers such as Nationwide Business Solutions, Scottsdale, USLI, and Zurich for the best available policy. Request a quote to get started.


Dedicated Agents Serving Your Retail Store

Having served Central Ohio for more than 30 years, Gibson Insurance Agency is committed to providing retail stores with timely service and comprehensive coverage.  Once we have a policy in place, we conduct annual reviews to keep coverage up to date as any change to a store’s operations could affect their policy.


To learn more about our products and services for retail businesses, please contact us at your convenience.

Additional Resources

Ohio Department of Insurance

Insurance Information Institute (Small Retail Stores)

Insurance Buyer’s Guides (The National Association of Insurance Commissioners (NAIC))

Small Business Insurance Details and Resources (The U.S. Small Business Administration (SBA))

Our Locations

*Pickerington Office

109 Hill Rd N
Pickerington, OH 43147
Main office: 614-902-3842
Fax: 614-833-0556

Lancaster Office

711 W Fair Ave
Lancaster, OH 43130
Main office: 740-370-1270
Fax: 740-653-5208

Our Providers