SR-22 in Lancaster, OH
Ohio drivers who need an SR-22 often have questions about what it means and how it affects their driving privileges. At Gary A Gibson Ins Agency, LLC, we explain SR-22 requirements and help you navigate the process to get back on the road.
What Is an SR-22?
An SR-22 is not an insurance policy. Your insurance company files this certificate with the state to show you carry the required minimum auto liability coverage. The state may require you to file an SR-22 if you lost your license due to various violations. This filing shows that you meet your financial responsibilities and can allow you to regain your legal driving privileges.
Who Needs an SR-22 in Ohio? 
You may be required to file an SR-22 if you have:
- Had a DUI or DWI conviction
- Been cited for driving without insurance
- Been involved in an at-fault accident without insurance
- Accumulated excessive points on your driving record
- Had your license suspended or revoked for other reasons
The Ohio Bureau of Motor Vehicles (BMV) will notify you if you need to file an SR-22.
How to Obtain an SR-22
Obtaining an SR-22 involves working with a licensed insurance provider. Here’s how the process typically works:
- Contact your insurance agent or company to request an SR-22 filing.
- Your insurer will file the SR-22 form with the Ohio BMV on your behalf.
- You must maintain coverage for the required period, which is often three years. If your policy lapses, your insurer will notify the state, which may result in license suspension.
If your current auto insurer does not offer SR-22 filing as a service, you’ll need to switch to a different company that does.
We’re Here to Help
Gary A Gibson Ins Agency, LLC explains your options, answers your questions and verifies your filing meets state requirements. Contact us today to learn more and request a free custom quote.