What is SR-22 Insurance and Who Would Need It? 

If you’ve been told you need SR-22 insurance in Ohio, you may wonder what it means and how it affects your driving privileges. At Gary A Gibson Ins Agency, LLC, we help Ohio drivers understand SR-22 requirements and guide them through the process of getting back on the road.

What is SR-22 Insurance?

SR-22 insurance isn’t a type of insurance policy. It’s a certificate your auto insurer files with the Ohio Bureau of Motor Vehicles (BMV) to prove you carry the state’s minimum required auto liability coverage. This form is often called a “certificate of financial responsibility.” It’s a way for the state to ensure high-risk drivers remain insured for a set period.

You may be required to file an SR-22 if your driving record includes certain violations or incidents, such as:

• Driving without insurance or proof of insurance
• DUI (driving under the influence) convictions
• Multiple traffic offenses or serious violations
• License suspension or revocation
• At-fault accidents without insurance

The Ohio BMV will notify you if you need an SR-22. Depending on your situation, you typically must maintain this filing for a specific number of years.

How We Help Ohio Drivers with SR-22

If you’ve been told you need SR-22 insurance, don’t wait. Let us help you get back on track. Contact us today to discuss your situation and explore your options.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.